• On 29 Aug 2024
• By Admin
• Home And Garden, Money
• 0 Comments

Top Tips For Low Cost Landscape Gardening

On the JJ Barnes Blog, I share my top tips for low cost landscape gardening so we can make the most of our outdoor space on a budget.

Are you dreaming of a beautiful garden but worried about the cost? Don’t let a tight budget hold you back! In this post, I’ll share my top tips for creating a stunning outdoor space without breaking the bank. From DIY projects to clever landscaping tricks, I’ll show you how to maximize your garden potential while minimizing your expenses.

With the help of Matt Draycott, Senior Designer at Hekla Saunas, and Ali Wooldridge, gardening expert and co-founder of luxury outdoor furniture company, Gardenesque, I’m going to share tips for a budget-friendly garden makeover!

Top Tips For Low Cost Landscape Gardening

Create Zones

If you crave a garden that’s not only visually appealing but also functional, consider creating designated zones. By dividing your space into distinct areas, you can optimize its use and create a more inviting outdoor environment.

How to Create Zones:

Assess Your Needs: Determine how you want to use your garden. Do you envision a peaceful seating area, a vibrant vegetable patch, or a playful space for children?

Plan the Layout: Based on your needs, sketch out a rough plan of your garden, dividing it into zones. Consider factors like sunlight, privacy, and accessibility.

Define Boundaries: Use physical elements to separate your zones. Some popular options include:

Hedges: Living boundaries that add privacy and visual interest. Consider evergreen options like privet or deciduous choices like hawthorn.

Fences: Wooden, metal, or vinyl fences can create defined spaces and provide security.

Trellis or Arbors: These can be used to support climbing plants, creating vertical interest and dividing areas.

Paths: Stone, gravel, or wood paths can guide visitors through your garden and delineate different zones.

Examples of Zones:

Seating Area: Create a cozy spot for relaxation with comfortable furniture, cushions, and perhaps a small table. Consider adding a fire pit or outdoor heater for chilly evenings.

Vegetable Patch: A sunny location is ideal for growing vegetables. Raised beds can make gardening easier and help prevent weeds.

Play Area: If you have children, designate a space for play with a swing set, sandbox, or climbing frame.

Herb Garden: A fragrant and functional addition to any garden. Consider planting herbs like basil, rosemary, and thyme in pots or raised beds.

Flower Garden: Showcase your favorite blooms with a colorful flower bed. Choose plants that complement each other in terms of color, texture, and bloom time.

If you like structure, create designated zones. Divide your space into different functional areas according to your preferences and plan the layout of each zone based on how the space will be used.

For example, you could create a designated sit-down area where you place your furniture and set this up close to the entry of your house to reduce path travel and make it easier when bringing food and drink in and out. If you want to create a vegetable patch, you may want to set this up in a space that attracts plenty of sun.

-Ali Wooldridge

Form an ‘IT’ point

A well-placed focal point can elevate your garden from ordinary to extraordinary. It’s the element that draws the eye, adds visual interest, and creates a sense of drama. Here are some ideas to inspire you:

Natural Focal Points

Trees: A majestic tree, whether it’s a flowering cherry, a weeping willow, or a towering oak, can be a stunning focal point.

Water Features: A pond, fountain, or waterfall can add a soothing sound and visual element to your garden.

Rock Gardens: Arrange rocks and stones in a creative way to create a unique and eye-catching display.

Man-Made Focal Points

Pergolas and Arbors: These structures can be adorned with climbing plants to create a shaded and inviting space.

Gazebos: A gazebo provides a sheltered area for outdoor dining or relaxation.

Fire Pits or Outdoor Kitchens: These features can be both functional and visually appealing.

Painted Walls or Fences: A bold color or decorative design can make a statement.

Tips for Creating a Focal Point

Consider Scale: The focal point should be large enough to be noticeable from a distance.

Balance: Ensure the focal point is balanced by other elements in the garden.

Lighting: Highlight your focal point with strategically placed lighting to create a dramatic effect.

Surrounding Elements: Use plants, paths, and other elements to draw attention to your focal point.

Create a focal point of your space that you want people to notice. Ideas include a secluded seating area with a bench and flowers at the bottom of your garden, or a painted wall or fence which has plants strategically hung to create a pleasant view.

-Ali Wooldridge

If you’re wanting to make a big item such as a hot tub or sauna the focal point, place shrubs, climbing plants, and bushes around or near it. Not only will it look inviting, but when placed correctly, the plants will also offer extra privacy.

-Matt Draycott

Create a DIY walkway or seating area

When designing your outdoor space, a well-crafted walkway or seating area can enhance both its functionality and aesthetic appeal. Consider using materials like gravel or bark, which are not only budget-friendly but also easy to install on landscape fabric.

Steps to Create a Walkway or Seating Area:

Plan and Mark: Determine the desired size and shape of your walkway or seating area. Use a garden hose or spray paint to mark the boundaries.

Remove Turf: Carefully dig up the turf within the marked area, ensuring you remove any roots to prevent weeds.

Lay Landscape Fabric: Install a high-quality weed barrier fabric to prevent weeds from growing through your walkway or seating area. This will save you time and effort in the long run.

Add Base Material: If necessary, level the soil beneath the fabric. Then, add a base layer of gravel or sand to provide drainage and stability.

Install Your Chosen Material: Lay your preferred material, such as gravel, bark, or pavers, over the base layer. For a more polished look, consider edging the walkway or seating area with stones or bricks.

Material Options:

Gravel: A versatile and affordable option that comes in various colors and sizes.

Bark: Adds a natural and organic feel to your garden. Choose a bark that complements your overall aesthetic.

Pavers: Durable and stylish, but can be more expensive than gravel or bark.

Flagstones: A classic and timeless choice for walkways and patios.

When creating a walkway or seating area materials such as gravel and bark are easy to lay on landscape fabric. They’re also a cheaper alternative to other materials such as paving.

Creating the designated area or walkway can be as simple as marking out the space with stones, digging the turf, laying the fabric to prevent weeds and filling it with the preferred materials. But be sure to lay quality weed control fabric first and check that the soil beneath is reasonably levelled.

-Matt Draycott

Reangle flower beds

One of the most effective ways to revitalize your garden is to alter the shape and size of your flower beds. By experimenting with different configurations, you can create a more visually appealing and functional outdoor space.

Tools and Techniques:

Shears: Used for trimming edges and shaping plants.

Half-Moon Edgers: Ideal for creating clean, curved edges.

Spades: Necessary for digging up turf and reshaping flower beds.

Choosing the Right Shape:

Straight Edges: Create a modern and sleek look.

Curved Edges: Add a more natural and organic feel to your garden, especially in long, rectangular spaces.

Creating Precise Lines:

Wooden Plank: Use a short plank of wood as a guide for straight edges.

Garden Hose: Map out curved edges by bending a garden hose into the desired shape.

Additional Tips:

Consider the Style of Your Home: Choose flower bed shapes that complement the architecture of your home.

Think About Functionality: Design your flower beds to be easy to maintain and access.

Experiment with Different Sizes: Try varying the size of your flower beds to create visual interest.

Plant in Layers: Add depth and texture to your flower beds by planting in layers of different heights.

Altering the shape and size of your flower beds can help switch up your space. Using tools such as shears, half-moon edgers and spades, you can opt for straight edges to create a slick look or curved edges for a more natural look. Curved edges are also great for breaking up long, rectangular gardens.

To ensure good, straight lines use a short plank of wood as a cutting guide. If you prefer curved edges, a garden hose can be used to map out your curves and act as a cutting guide.

-Ali Wooldridge

Tidy up edges with borders

Borders are essential elements in landscape design, serving both functional and aesthetic purposes. They can define different areas in your garden, prevent plants from spreading, and create a polished, professional look. While you can purchase pre-made borders, there are many DIY options that allow you to personalize your outdoor space.

Materials for DIY Borders:

Stones: Collect a variety of stones in different shapes and sizes. Arrange them in a row to create a natural and rustic border.

Bricks: Dig a trench that is the same depth as the bricks. Add a layer of sand for drainage, and then lay the bricks side by side.

Chicken Wire or Wire Mesh: These materials can be bent and shaped to create a more flexible and rustic border.

Steps to Install a Border:

Plan and Mark: Determine the desired location and shape of your border. Use a garden hose or spray paint to mark the outline.

Dig a Trench: If using bricks or pavers, dig a trench that is slightly deeper than the width of the materials.

Add Base Material: For bricks or pavers, add a layer of sand to the bottom of the trench for drainage.

Install Border: Place your chosen materials in the trench or along the marked outline. For stones, you may need to secure them with landscape adhesive or bury them partially in the ground.

Additional Tips:

Consider the Style of Your Garden: Choose border materials that complement the overall aesthetic of your outdoor space.

Vary the Height: For a more dynamic look, create borders of varying heights.

Add Plants: Plant along the base of your border to create a colorful and vibrant display.

Borders create a professional, landscaped look and you can use them to separate areas such as grass from paths or to stop flowers and plants from spreading. Whilst you can buy cheap wooden boarders, you can make your own with materials such as stones and bricks.

Collect large stones in different shapes and sizes and place them in a row around the border of the designated area. If you opt for bricks, be sure to dig a trench that’s the same size as the bricks, add a little sand to the bottom and then lay them next to each other.

Other options include chicken wire or wire mesh panels which can be bent and shaped to give a more rustic look.

-Ali Wooldridge

Use solar lights to define areas

Lighting can transform your garden into a captivating and enchanting space, especially at night. By strategically placing lights, you can highlight key features, create a cozy ambiance, and extend your enjoyment of your outdoor space.

Lighting Ideas:

Fairy Lights: String fairy lights around trees, shrubs, or along fences for a whimsical and festive atmosphere.

Pathway Lights: Illuminate walkways and paths with solar-powered lights or lanterns to ensure safety and create a guided path.

Accent Lighting: Use spotlights or uplights to highlight focal points such as trees, sculptures, or water features.

Ambient Lighting: Create a soft and inviting glow with lanterns, string lights, or outdoor torches.

Tips for Responsible Lighting:

Consider Wildlife: Opt for soft, warm-toned lights that are less disruptive to wildlife, such as bats and insects.

Use Motion Sensors: Install motion-activated lights to conserve energy and only illuminate when needed.

Choose Energy-Efficient Bulbs: Opt for LED bulbs, which are more energy-efficient and have a longer lifespan.

Create a Balanced Effect: Avoid over-lighting your garden. Aim for a harmonious balance of light and shadow.

From stringing fairy lights around trees and shrubs to using solar lights alongside paths or to highlight focal points at night, lighting adds another dimension to your space. To protect wildlife such as bats and insects, be sure to use soft lighting.

-Matt Draycott

Apply a lick of paint

A fresh coat of paint can instantly revitalize your garden and give it a new lease on life. From fences and seating to walls and pots, a well-chosen color can transform the look and feel of your outdoor space.

Color Choices for Summer:

Pastel Tones: Soft hues like pink, lilac, and blue create a calming and inviting atmosphere.

Bold Colors: For a more vibrant and energetic vibe, consider using bold colors like red, orange, or yellow.

Neutral Shades: If your garden is already bursting with color, opt for neutral shades like black, white, or gray to create a balanced look.

Painting Tips:

Prepare the Surface: Clean and sand the surface to ensure the paint adheres properly.

Choose High-Quality Paint: Invest in weather-resistant paint specifically designed for outdoor use.

Apply Multiple Coats: For a durable and long-lasting finish, apply multiple coats of paint.

Protect from Weather: If possible, choose a dry and sunny day for painting to allow the paint to cure properly.

One way to make your space pop is by keeping everything freshly painted. A new coat of paint or varnish can help things like fences, seating, walls, pots and even guttering look brand new. Colours perfect for this summer include pastel pinks, lilacs and blues.

If your garden is already home to brightly coloured flowers, plants and accessories then you could always opt for painting other items black to create an instant impact. Plus, black never dates so you can keep the same colour scheme all year.

-Ali Wooldridge

Negotiate, if you’re bringing in the professionals

When seeking professional services, it’s important to understand that quotes are often negotiable. Many professionals are willing to discuss pricing and may be able to offer a better deal than initially presented.

Here’s a strategy to get the best price:

Obtain Multiple Quotes: Get written quotes from at least three reputable professionals. This will give you a clear comparison of pricing and services.

Use Quotes as Leverage: Once you have multiple quotes, share them with each professional. They may be motivated to offer a lower price to beat their competitors.

Be Prepared to Negotiate: Clearly articulate your budget and be open to discussing potential compromises, such as reducing the scope of the project or accepting a different payment schedule.

When speaking with the professionals, most of their quotes won’t be fixed, and you can often get a better deal if you ask. Most will negotiate with you on price so, get a written quote from one expert and show it to another. Most times, they will want to beat their competitor’s price.

-Matt Draycott

Sources 

1.                Search trends taken from keyword tool 01/07/24 and cover the last 12 months.

2.                https://www.gardenesque.com/

About Hekla Saunas

Hekla Saunas, by Superior Wellness, the world’s fastest growing hot tub manufacturer, in Chesterfield, offers you a global choice of high-quality products focused on improving your health and well-being.

As part of the Superior Wellness family Hekla Saunas was established in 2023 and is inspired by nature using Baltic sauna traditions. Choose from a range of saunas including indoor and outdoor, as well as infrared and traditional heater options.

• On 27 Aug 2024
• By Admin
• Environment, Fashion, Money
• 0 Comments

Top Tips For Making Clothes Last Longer

On the JJ Barnes Blog, with both the environmental and financial impact of buying new clothes being a concern, I check out top tips for making clothes last longer so we can reduce our impact and save money.

In today’s fast-paced fashion world, it’s easy to get caught up in the allure of the latest trends. However, the constant cycle of buying and discarding clothes has significant environmental and financial consequences. As consumers, we have the power to make a difference by extending the lifespan of our garments.

Recent data paints a stark picture of the unsustainable nature of the fashion industry. In the UK alone, approximately 30% of unwanted clothing ends up in landfills annually, amounting to a staggering 300,000 tonnes of textiles discarded in household rubbish bins each year. This alarming trend highlights the urgent need for sustainable fashion practices

In this blog post, with the help of experts at clothing brand Superdry, I’ll share some practical tips to help your clothes last longer. By implementing these strategies, you can reduce your environmental impact, save money, and build a more sustainable wardrobe.

 The emphasis on sustainability in the fashion industry has grown significantly in recent years, reflecting a broader concern for personal environmental impact. These simple tips highlight a few easy ways to keep your favourite clothing items in good condition for longer, minimising the need for replacements.  

By incorporating simple strategies such as air drying, spot cleaning, and garment repair, individuals can actively contribute to mitigating fashion’s environmental impact. What’s more, caring for your clothes and extending their wear time helps to both save you money and keep your favourite items of clothing looking good for longer. 

-Denise Posner, Marketing Director from Superdry

Top Tips For Making Clothes Last Longer

1. Wash smart, not often!  

One of the most common mistakes we make in caring for our clothes is overwashing. Excessive laundering can lead to premature wear and tear, including stretching and fading. By rotating your wardrobe and allowing garments ample time between uses, you can significantly extend their lifespan. This simple practice not only saves money but also encourages you to rediscover forgotten favorites, reducing the need for impulse purchases.

For delicate items, experts in the costume industry often swear by a surprising secret: a gentle spritz of vodka. This unusual method can effectively eliminate odors and help preserve the fabric’s integrity, especially for dry clean only items that cannot withstand traditional washing. By using vodka, you can freshen your garments without risking damage, ensuring they remain in pristine condition for years to come.

Using a cheap brand of vodka is generally sufficient for cleaning clothes. The main purpose of the vodka is to act as a natural deodorizer and fabric freshener, not as a high-quality alcoholic beverage.

*Know Your Fabrics*

Remember, fabrics can vary in their reactions to different treatments. Before applying any product, it’s essential to test it on a small, inconspicuous area of the garment. This will help you identify any potential issues, such as color changes or damage.

When using a spray bottle, avoid holding it too close to the fabric. A gentle mist is sufficient to freshen and deodorize without saturating the material.

2. Make the most of cooler washes   

By embracing cooler wash cycles, you can enjoy a triple win: energy conservation, color preservation, and a reduced risk of shrinkage. This simple switch can significantly lower your energy bills while safeguarding your favorite garments.

To ensure optimal care for your clothes, always consult the care label for specific washing instructions. Many delicate items require gentle handwashing to prevent damage. Modern washing machines often offer specialized ‘Hand Wash’ programs that combine lower temperatures with a gentler agitation and spin cycle, mimicking the care of a delicate handwash.

If you choose to handwash, opt for a specialized detergent formulated to be kind to both your clothes and your hands. After washing, rinse thoroughly to remove any residue, and gently squeeze out excess water. Avoid wringing or twisting, as these actions can cause damage to the fabric or distort the garment’s shape.

3. Let nature do its work  

Embrace the power of nature by opting for air-drying over tumble drying. By hanging your clothes on a line or drying rack, you can significantly extend their lifespan. Heat exposure from a dryer can contribute to wear and tear, while sunlight offers natural antimicrobial properties and acts as a gentle bleach for fabrics.

To enhance the whitening effect of sunlight, try lightly spritzing your whites with white vinegar before hanging them outdoors. The vinegar will help to break down any stubborn stains or discoloration, allowing the sun to work its magic.

*Know Your Fabrics*

While air-drying is generally beneficial, some fabrics, particularly those made from natural fibers like cotton, may become stiff if dried entirely in the sun. To avoid this, consider partially drying outdoors and then finishing the process in a tumble dryer on a low heat setting.

To minimize wrinkles, gently shape your garments before hanging them out or placing them on the drying rack. This simple step can significantly reduce the amount of ironing needed.

When using clothes pegs, be mindful of their placement. Avoid using them on delicate fabrics, as the pressure can leave marks. Instead, opt for gentler methods like hanging by the shoulders or using padded fabric hangers.

4. That’s the spot! 

By prioritizing spot cleaning, you can effectively target stains and spills, minimizing the need for frequent washing cycles and extending the life of your garments. Overwashing can contribute to shrinkage, color fading, and premature wear and tear, so it’s essential to adopt a more targeted approach.

If you notice a small stain or mark on your clothing, try spot cleaning it with a suitable stain remover before washing it in its entirety. This can help preserve the fabric’s integrity and prevent unnecessary wear and tear.

*Know Your Fabrics*

Tailoring your stain removal approach to the specific fabric and stain type is crucial for optimal results. Choosing the right product and following the instructions carefully will help you achieve the best possible outcome.

Before applying any stain remover, it’s essential to test it on a small, inconspicuous area of the garment. This will help you identify any potential issues, such as color changes or damage, ensuring that your chosen method is safe for the fabric.

5. Bag it up   

Protect your delicate garments, such as lingerie and knitwear, by washing them in mesh laundry bags. These bags provide a protective barrier, shielding your items from stretching and snagging during the wash cycle.

Washing your clothes inside out offers an extra layer of protection. This simple practice helps to minimize friction and abrasion, prolonging the lifespan of your garments and reducing the risk of damage

6. Be extra careful when ironing  

Ironing with care is essential to preserve the quality and appearance of your clothes. Always select the appropriate temperature setting based on the fabric type and use a clean, damp pressing cloth to protect delicate fabrics from heat damage.

Proper ironing techniques can significantly enhance the look and longevity of your garments, reducing the need for frequent replacements. Professionals often recommend ironing natural fibers like cotton and silk while they are still slightly damp, as this helps to smooth out wrinkles effectively.

For synthetic or delicate fabrics, consider investing in a detachable Teflon plate cover. This special coating helps to diffuse heat, preventing scorching or burning. By following these guidelines, you can ensure that your clothes look their best for years to come.

7. Bin your old wire hangers   

Proper storage is essential for maintaining the shape and condition of your clothes. Knitwear, for example, should be folded and stored on a shelf to prevent stretching. Hanging knitwear can cause it to lose its shape over time.

When storing your clothes, it’s crucial to use hangers that are designed to support the weight and shape of each garment. Cheap wire hangers can distort the shape of expensive items like blazers. Investing in proper hangers, such as padded hangers for jackets or velvet hangers for delicate fabrics, will help preserve the integrity of your clothing.

Always utilize the hanging loops provided inside your garments. These loops are designed to support the weight and shape of the garment, preventing stretching and distortion. By paying attention to these storage tips, you can significantly extend the lifespan of your wardrobe.

8. Revive and thrive  

Adopt a mindset of repair over replacement. By learning basic sewing skills or seeking the help of a tailor, you can mend damaged garments and significantly extend their lifespan. From reattaching buttons to darning holes, simple repairs can dramatically reduce waste and promote a more sustainable approach to fashion consumption.

Investing in higher-quality clothing not only offers superior durability but also makes repairs easier and more effective. This long-term investment can help minimize your environmental impact and save you money by reducing the need for frequent replacements.

Conclusion

By implementing these practical tips, you can significantly extend the lifespan of your wardrobe, reduce your environmental impact, and save money. Remember, sustainable fashion is not just about buying fewer clothes but also caring for the ones you have.

Let’s make a conscious effort to embrace a more sustainable approach to fashion. By adopting these practices, we can contribute to a healthier planet and a more sustainable future.

• On 19 Aug 2024
• By Admin
• Money
• 0 Comments

Save Money Based On Your Personality Type

On the JJ Barnes Blog, if you, like me, struggle to save money, you might be doing it in the wrong way for you. I’m checking out top tips to save money based on your personality type so we can have more success!

Are you tired of watching your hard-earned cash slip through your fingers? You’re not alone. But what if the key to financial success lies not in generic saving tips. With 11 million Brits struggling to save even £1000, it’s clear that traditional saving advice isn’t cutting it. But what if the key to financial success lies not in generic tips, but in understanding your unique relationship with money?

Your personality plays a crucial role in how you manage your finances. By identifying your money personality, you can unlock the secrets to saving effectively and achieving your financial goals. Let’s explore how understanding your money mindset can transform your relationship with money.

With the help of Jason Higgs, the Senior Deals Strategist at Bountii, I’ll explore how to tailor your saving strategy based on your personality type. Whether you’re a free-spirited adventurer or a meticulous planner, there’s a saving method that perfectly suits you. Get ready to discover your personal path to financial freedom!

Understanding your money personality can help you implement tailored strategies to save effectively and achieve financial stability. By adopting these personalised money-saving hacks, you can enhance your financial well-being and work towards your long-term goals.

-Jason Higgs

Save Money Based On Your Personality Type

1. Saver

Savers are the cornerstone of financial stability. They prioritize building a secure financial future by meticulously managing their money. With a keen eye on long-term goals and potential emergencies, savers are masters of budgeting and saving.

If you’re a saver, you likely find immense satisfaction in watching your savings grow. You’re always prepared for unexpected expenses and have a clear vision for your financial future. Your cautious approach to spending ensures that every penny counts.

However, it’s essential to find a balance between saving and enjoying life. Even savers need to treat themselves occasionally. Remember, financial security is important, but so is experiencing life to the fullest.

Saving Hack: Get Paid to Shop 

Explore online cashback platforms like TopCashback and Quidco to earn money back on your purchases. By strategically utilizing these platforms, you can significantly increase your savings without compromising your lifestyle.

Become a savvy shopper by hunting for discount codes and deals before making a purchase. Numerous websites offer coupon codes for a variety of retailers, allowing you to stretch your money further.

While you’re likely already a budgeting pro, consider using budgeting apps or tools to streamline your finances and identify areas where you can cut back. Setting specific savings goals can also provide extra motivation.

Set up automatic transfers to move a portion of your income directly into a savings account. This “pay yourself first” approach ensures consistent savings without relying on willpower.

Explore options for high-interest savings accounts to maximize your returns. These accounts offer competitive interest rates, helping your money grow faster.

Maximise savings by exploring cashback opportunities when shopping online. Websites like Topcashback and Quidco offer rebates on purchases made through their links. Use discount codes to further reduce costs and earn cashback rewards.

-Jason Higgs

2. Spender

Spenders are the life of the party, always ready to embrace new experiences and indulge in life’s little luxuries. They derive immense joy from spending money on things that bring them happiness, whether it’s travel, dining out, or shopping. While this approach can lead to a fulfilling life, it can also pose challenges when it comes to managing finances.

Spenders often find it difficult to stick to strict budgets and may be prone to impulse purchases. However, with a little planning and discipline, it’s possible to enjoy life without compromising financial stability.

Saving Hack: Save Before Splurging 

For spenders, the thrill of the purchase can often outweigh the long-term consequences. But with a little discipline, it’s possible to enjoy life without breaking the bank.

Try the “save-to-spend” method. Before making a significant purchase, challenge yourself to save the equivalent amount. This not only builds your savings but also gives you time to reconsider if the item is truly worth it. It’s a fantastic way to slow down impulse buys and make more conscious spending decisions.

By implementing this strategy, you’ll find yourself savoring purchases more, knowing you’ve worked hard for them. Remember, it’s about balance: enjoying life’s pleasures while building a secure financial future.

Before making a purchase, save an equivalent amount by cutting back on small expenses. This not only bolsters savings but also encourages mindful spending and reassessment of impulse buys.

-Jason Higgs

3. Investor

Investors are driven by the pursuit of financial growth. They are strategic thinkers who carefully allocate their resources with the aim of generating long-term returns. Unlike savers who prioritize security, investors are comfortable taking calculated risks in pursuit of their financial goals.

This personality type is characterized by a strong desire to increase wealth over time. Investors often possess a deep understanding of financial markets and investment vehicles. They are typically well-informed about economic trends and are comfortable making decisions based on data and analysis.

While investing can be rewarding, it’s essential to approach it with caution and do thorough research. It’s also advisable to diversify your investment portfolio to manage risk effectively.

Saving Hack: Dollar-Cost Averaging 

Investors are driven by the pursuit of financial growth, and with a strategic approach, it’s possible to build substantial wealth over time.

The Dollar-Cost Averaging (DCA investment strategy involves investing a fixed amount at regular intervals, regardless of market conditions. By spreading out your investments, you reduce the impact of market volatility and benefit from the power of compounding over time. DCA is an excellent way to build wealth steadily and systematically.

Spreading your investments across various asset classes, industries, and geographic regions helps to manage risk. By diversifying your portfolio, you reduce the impact of any single investment’s performance on your overall returns.

The investment landscape is constantly evolving. Stay informed about market trends, economic indicators, and investment strategies. Continuously educate yourself to make informed decisions and adapt to changing market conditions.

Consider consulting with a financial advisor to develop a personalized investment plan that aligns with your financial goals and risk tolerance. A professional can provide valuable insights and guidance to help you make informed investment decisions.

Remember, investing involves inherent risks. It’s essential to conduct thorough research and consider your financial situation before making any investment decisions.

-Jason Higgs

4. Giver

Givers find fulfillment in using their financial resources to make a positive impact on the world. Their focus is on helping others, whether through charitable donations, supporting loved ones, or contributing to causes they believe in. While their generosity is admirable, it’s essential to maintain a balance between giving and personal financial well-being.

Givers often prioritize the needs of others over their own, which can sometimes lead to neglecting their financial health. It’s important to set boundaries and create a sustainable giving plan to ensure both personal and philanthropic goals are met.

Saving Hack: Maximise Your Impact with Matching Programs 

Givers often find immense satisfaction in supporting causes they believe in. To maximize your giving while maintaining financial stability, there are strategies you can consider.

Many companies offer matching gift programs, doubling the impact of your charitable contributions. This is a fantastic way to amplify your generosity without spending extra money.

Consider donating your time or skills to a cause you care about. Volunteering can be just as rewarding as financial contributions and often creates a deeper connection with the organization.

Just like any other financial goal, allocate a specific amount for charitable giving in your budget. This ensures you can support your chosen causes without compromising your financial security.

Choose organizations that align with your values and have a proven track record of making a difference. By supporting effective charities, you can maximize the impact of your donations.

Explore options like donating appreciated assets or setting up a charitable trust for long-term impact. These strategies can provide significant tax benefits while supporting your favorite causes.

Remember, the key to sustainable giving is balance. By carefully considering your financial situation and choosing the right causes, you can make a meaningful difference without sacrificing your own financial well-being.

Taking advantage of employer matching programs for charitable contributions. These programs can double the impact of donations without additional cost, amplifying the reach of generosity.

-Jason Higgs

5. Drifter

Drifters have a relaxed attitude towards money, often living in the moment without a clear financial plan. They tend to spend impulsively and may struggle with budgeting or saving. While this carefree approach can be enjoyable, it can also lead to financial instability if not managed effectively.

Drifters often find it challenging to track expenses or set financial goals. They may also avoid confronting financial challenges, preferring to ignore bills or debts rather than addressing them head-on.

Saving Hack: Embrace Automatic Savings

For those with a more carefree approach to money, adopting structured saving habits might seem daunting. However, small, consistent steps can make a big difference.

One painless method is to use round-up apps. These handy tools automatically round up your purchases to the nearest dollar and transfer the spare change to a savings account. It’s like having a modern-day piggy bank! This effortless approach can help you accumulate savings without feeling deprived.

Remember, even small amounts saved regularly can add up over time. By incorporating this simple strategy into your financial routine, you’re taking a significant step towards financial stability.

Use apps or tools that round up purchases to the nearest dollar and deposit the spare change into a savings account. This painless method helps build savings automatically without requiring significant effort.

-Jason Higgs

About Bountii

Bountii is a team of bargain hunters, deal finders, and savings enthusiasts. We’re passionate about finding ways to help customers cut costs without cutting corners on quality. Our experts verify and update our deals regularly, ensuring that our readers get access to only the most current and valuable offers. 

Jason Higgs is the Senior Deals Strategist, a seasoned professional in the world of online retail and e-commerce, with a passion for uncovering the best deals and discounts the internet has to offer.

Sources

The statistic about how much Brits have in savings was taken from research done by The Guardian.

• On 18 Jun 2024
• By Admin
• Money
• 0 Comments

Learning Answers To Popular Finance Questions

On the JJ Barnes Blog, as someone who isn’t naturally smart when it comes to money, I decided to learn answers to popular finance questions from Nina Appelgren, personal finance expert at Lånea.

Let’s be honest: finance has never been my strong suit. Budgeting? More like “blindly swiping my card and hoping for the best.” Investing? Sounds like a fancy casino for rich people. Retirement planning? Retirement? That’s, like, decades away, right?

But lately, a nagging feeling started to drown out my blissful financial ignorance. Maybe it’s time I actually learn how to do more with my money, and how to understand the world of finance in a more adult way.

So, I did what any self-respecting klutz would do: I found a guru. Not some mystical money-waving fortune teller, but a real, live financial expert – the kind who wears suits and talks about things like “compound interest” with a straight face.

I took some of the most popular and common questions about personal finance to Nina Appelgren, personal finance expert at Lånea, to demystify some of the confusion around finances and provide guidance on how to make the most of your money.  

Popular Finance Questions

How do I create a budget? 

While creating a budget can be an individual task, there are steps that most people should follow to keep track of their money accurately and budget more efficiently. 

Tracking income is the first step to creating a successful budget. This should include your annual salary including bonuses, any income from side hustles or freelance work, and any benefits that you may receive.  

You should then compile a list of all your potential monthly expenses. This will include rent or mortgage repayments, groceries, utilities and other bills such as phone and Wi-Fi bills, subscription services, leisure and transportation expenses. 

From this, assign a specific amount of your salary to each expense. Prioritise the essentials and don’t forget to factor in savings. Ideally, you can save a portion of your annual salary – around 10-20% is a good amount to aim for. 

Be sure to consider financial goals or future big purchases that you’re building towards, as you may want to set aside more money for these.  

Try using spreadsheets or budgeting apps to help track your finances. Some people may opt to create their budget manually, or some may prefer to rely on technology – regardless of your preference, there are many tools at your disposal that can help you. 

Remember, you can adjust your budget whenever you need to, or whenever your financial circumstances change. 

What are the best ways to save money? 

Many of us want to save more money than we already do, but it can be hard to determine what can go and what can stay. 

The first thing to do is look at your budget and see what expenses you can do without. This may be something as simple as cancelling unused streaming services or other regular subscriptions that you no longer need. 

Another way to incentivise your savings is by setting saving goals. This could be planning to put money into an emergency fund, holiday fund, wedding fund, big purchase fund or whatever you’re saving for. This will help with motivation as you’ll see that saving pot grow and feel closer to what you’re working towards.  

Setting up automatic transfers can easily allow the money to flow from your current account to your savings account with limited effort, without having to remember to do it manually. 

One of the best ways to save is by shopping smartly and mindfully. Look for deals, use coupons or discount codes, compare prices between shops and wait for sales if possible. Most importantly, think about whether you really want or need a purchase, how often you will use it and how long it will last you. 

How do I choose a bank? 

When deciding on a bank, consider your personal banking needs. This could be whether you want to go with a traditional or entirely digital banking service, proximity to a nearby branch or any specific features that you may require. Make sure you research what different banks have to offer, as some banks may have special benefits to opening an account with them. 

You can also extend this to researching the reputation of each bank. Read customer reviews to find out the quality of other users’ experience, to get an idea of what your banking experience with them will be like.  

If you are banking in the UK, ensure that you are picking a bank that is protected by the Financial Services Compensation Scheme (FSCS) which guarantee up to £85,000 of your money is protected in the event of bank failure. Ask questions about their services, fees and policies in order to be fully informed. 

You can always ask friends and family about their experiences, visit banks and talk to representatives if you need more information. 

What is a good credit score? 

Credit scores fall between 300 and 850. Good is generally considered around 670-700 and up – 800 and over is excellent. 

While credit score requirements may vary, having a good credit score will make you more likely to be approved for loans which you are likely to need for big purchases such as buying a house. In general, it will approve your access to borrowing and may also bring other benefits such as lower insurance and interest rates. 

There are different factors that can affect credit scores, such as payment history, credit usage and length of credit history. It’s a good idea to regularly check the score and work to maintain or improve it. 

What are ways to improve credit score? 

To improve your credit score, it’s important that you are paying your bills on time, as a consistent payment history will keep it high. Similarly, reduce any debt where you can and pay them off as soon as possible.  

Additionally, be sure to use your credit cards responsibly. Avoid maxing out, and don’t take on more debt than you can handle. Regularly check your credit report to ensure the information is accurate. 

Where you can, limit new credit applications – only apply for them when necessary, as applying for a lot of credit within a short period can negatively affect your credit score.  

It is important to note that if you have never taken out a line of credit, you won’t have a credit score at all. 

Should I invest my money instead of saving? 

Investing creates the potential to increase your money over time and receive higher rewards long term. However, it does not come without risk, as the value of investments tend to fluctuate, so you should make sure that you’re comfortable with this before proceeding. 

Choosing whether to invest or not is a personal decision, and it isn’t right for everyone. If you decide that you want to, always make sure you have an emergency fund before doing so – this should ideally be 3-6 months’ worth of your salary. This will provide a safety net in case of unexpected expenses e.g. repairs, medical bills etc.  

Consider your investment goals and the desired time frame. It’s often better to save for short term goals as they are more manageable and require less risk.  

Most importantly, thoroughly research different stocks and bonds to invest in, and make sure you are happy with your choices. You can always consult with a financial advisor for personalised guidance if you’re having difficulty – this will allow you to make informed decisions and prevent you from over-investing. 

What are the best ways to manage debt? 

The first step to dealing with debt is looking at your budget to see where you can cut back and reallocate funds to paying off your debt. This may not go very far, but it is best to start somewhere manageable, as this will further motivate you to handle these debts. You should try to prioritise high-interest debt first to save money long-term and avoid accruing more interest payments. 

Look into debt consolidation if you need to, which is where several loans are combined into one. This can make things simpler and may also reduce your borrowing costs and interest rates. 

Try negotiating with creditors if you’re struggling as you may be able to agree on a lower interest rate, payment plan or settlement amount. If necessary, don’t be afraid to seek professional help as this may be the best route if you’re overwhelmed by debt. 

How do personal loans work? 

Personal loans are often used to fund big purchases, unexpected expenses, debt consolidation or other payments that you can’t afford. 

You will have to apply through a bank, credit union or online lender. Info about credit history, income, debt and employment will all be relevant to how easily you can receive a loan. Your application will be assessed and approved based on factors such as these. 

If you’re approved for a loan, you will be sent an offer with terms. This will include the loan amount, interest rate, repayment schedule and fees. 

After accepting, the loan is issued to you, usually through direct deposit into your account. You can then work towards repayment through a monthly repayment schedule with a fixed interest rate. 

How does interest work? 

Interest is essentially the cost of borrowing money. In order to make money on loans, lenders charge an extra fee on top of the borrowed amount. This may be a fixed rate or may accumulate with time if the interest rate is variable. 

For example, if you were to borrow £1,000 for a year at an annual interest rate of 5%, you would owe an additional £50, on top of the original sum, at the end of the year. 

You may have simple interest, which is calculated only on the original amount borrowed, or compound interest, which is calculated on the initial amount as well as any accumulated interest. 

What insurance do I need? 

The insurance that you need will depend on your needs, requirements and where you live. For example, if you live in a country that doesn’t provide universal healthcare, you will need some kind of health insurance to cover any GP visits, prescriptions and medical bills. 

If you own a car, you’ll need car insurance to help cover costs such as damage to your vehicle as this is required by law in the UK and Europe. Pet owners may need pet insurance to cover pet medical bills and other unforeseen pet-related expenses. 

Life insurance can be taken out to cover funeral costs and income replacement and other expenses after death. If you have a disability, disability insurance will provide income replacement if you cannot work due to your disability. 

Homeowners or renters will require insurance to protect property, and there are two main types of home insurance which have different purposes. Building insurance covers the physical structure of your home and any permanent fixtures, which you will likely need to take out as part of your mortgage agreement. Contents insurance, which covers the cost of your possessions and personal belongings in the instance that they are damaged or stolen, is optional. 

Travel insurance is important if you plan to go abroad, to cover you in the event of a medical emergency or injury, stolen or damaged property, problems with missed or delayed transportation. 

Conclusion

This financial crash course might not make you a Wall Street wiz overnight, but it’s a giant leap in the right direction. You’re now armed with the knowledge to make informed decisions, build a secure future, and maybe even afford a dream vacation or home improvements.

Keep in mind, this is just the beginning. There’s a whole world of financial resources out there waiting to be explored. So keep asking questions, keep learning, and most importantly, keep taking control of your financial destiny. Remember, you’ve got this!

• On 11 Jun 2024
• By Admin
• Fashion, Money
• 0 Comments

Ten Low To No Cost Shoe Hacks

On the JJ Barnes Blog, as a shoe lover with a low budget, I check out the best ten low to no cost shoe hacks so my shoes last longer and look better!

As a writer with a complicated love life and passion for shoes, I’ve often been compared to Carrie Bradshaw, but, unfortunately, that Carrie Bradshaw lifestyle doesn’t exactly fit my not-so-Carrie Bradshaw bank account.

You know that sinking feeling when your favourite shoes start to show signs of wear and tear? I decided to explore the world of low-to-no-cost shoe hacks; simple and cost-effective measures, you can keep your favourite shoes looking and feeling fresher for longer.  With a little creativity and these handy tips, you can extend the life of your favorite footwear and keep them looking fabulous, all without blowing your budget.

To help me out, Gabriel Miller from Gatsby Shoes sent over ten game-changing shoe hacks.

Ten Low To No Cost Shoe Hacks

1.     Extra Laces

Keep your sneakers looking fresh by having spare shoe laces on hand. Toss your dirty laces in with your regular laundry load for a quick clean-up, and swap them out with the fresh ones. It’s an easy way to elevate the look of your shoes without going through the trouble of a whole-shoe clean.

People are always surprised how much of a difference clean laces make.

-Gabriel Miller

2.     Expand Tight Shoes

Say goodbye to pinched toes with this cool trick. Fill a plastic baggie with water, seal it tightly, and place it inside your too-tight shoes. Pop them in the freezer overnight, and as the water freezes and expands, so will your shoes! 

An extra benefit to this tip is that a freezer helps neutralise odours. It’s a great two-in-one solution.

-Gabriel Miller

3.     Toothpaste Clean 

Brighten up your kicks with a little dental magic! Reach for whitening toothpaste (the same stuff that makes your smile sparkle) to clean white surfaces on your shoes. Grab an extra toothbrush and really scrub it in for maximum effect. It’s a simple yet surprisingly effective way to keep your shoes looking brand new.

White shoes are such a simple way to elevate any outfit, but if they’re dirty, they have the opposite effect.

-Gabriel Miller

4.     Pencil Eraser To Erase Stains

Are your suede shoes looking a little worse for wear? Don’t fret – the solution might be in your desk drawer! Grab a pencil eraser and gently rub away scuffs and stains on suede surfaces. Pair it with a soft brush to keep the fibres in line, and soon your shoes will look as good as new without the need for expensive cleaners.

Don’t shy away from suede because of the tricky upkeep. It only takes a little bit of effort to keep these shoes looking nice, and the classic style is so worth it.

-Gabriel Miller

5.     Break In Shoes With A Hair Dryer

New shoes, no blisters! Before stepping out in those fresh heels, give them a gentle heat treatment with a hair dryer. Slip on some socks to protect your skin, then aim the dryer at the tight spots, like the toes and heels. The heat will help the shoes expand, ensuring a comfortable fit from the first wear.

6.     Tea Time

Banish shoe odours with a simple pantry staple – tea bags! Pop one or two tea bags into your smelly shoes to absorb moisture and neutralise odours. Whether you prefer black, green, or herbal tea, you can choose a scent that suits your fancy. It’s a natural and budget-friendly way to keep your shoes smelling fresh and clean.

Don’t accept that shoes are inherently smelly. This is an easy fix that will have your shoes, your feet, and your home smelling much better.

-Gabriel Miller

7.     Baby Powder

Keep moisture at bay with a sprinkle of baby powder. This hack works wonders for shoes like ballet flats or other shoes where socks aren’t required and therefore attract moisture more easily. Just dust some baby powder inside your shoes or on your feet to absorb excess moisture and keep your feet feeling fresh all day long.

8.     Vinegar Solution For Salt Stains

Don’t let salt stains ruin your favourite leather shoes. Mix two parts water with one part white vinegar, then use a cloth or sponge to dab away those pesky stains. The vinegar helps dissolve the salt without harming the leather, leaving your shoes looking spotless.

Make sure the vinegar is properly diluted with water, since using vinegar alone can be harsh on leather and break it down over time.

-Gabriel Miller

9.     Rubber Bands For Loose Straps

If the straps on your sandals or heels are constantly slipping, grab some small rubber bands. Loop a rubber band around the buckle before securing it to add extra friction and keep the straps in place all day long.

10.   Sock Trick For Rainy Days

Keep your feet dry on rainy days with the sock trick. Before putting on your canvas sneakers or any other fabric shoes, slip on a pair of thin plastic bags over your socks. This makeshift waterproof layer will help keep your feet dry while you navigate through puddles and rain-soaked streets. Plus, it’s a budget-friendly alternative to pricey waterproof shoes, ensuring your kicks stay looking stylish no matter the weather. 

Gatsby Shoes

At Gatsby Shoes, you can purchase high-quality leather shoes crafted by professional shoemakers. They offer a range of business casual options known for their comfort and durability. Customers can enjoy benefits such as fast-tracked shipping, a 30-day guarantee, and regular discounts by subscribing to the Gatsby Shoes newsletter.

• On 22 May 2024
• By Admin
• Entertainment, Money, Work Life
• 0 Comments

5 Hobbies That Can Earn You Money

On the JJ Barnes Blog, in my eternal quest to improve my life, I check out 5 hobbies that can earn you money, and how to turn hobbies into side hustles.

We all have passions that make our free time more special. Maybe it’s getting lost in a world of watercolors, whipping up culinary masterpieces, or tinkering with tech gadgets. But what if your hobby, the very activity that brings you joy, could also bring in some extra cash? Intrigued? Me too!

In my eternal quest for self-improvement (and maybe a little financial freedom!), I’ve embarked on a mission to explore the exciting world of turning hobbies into side hustles.

This isn’t about sacrificing your passion for profit. Instead, it’s about unlocking the hidden earning potential within the things you already love to do. So, grab a cup of coffee (or your crafting supplies!), and get ready to dive into 5 fantastic hobbies that can be transformed into lucrative side hustles.

To help me out, Jason Higgs, the Senior Deals Strategist at Bountii, sent over five ideas to consider, from gardening to crafting.

5 Hobbies That Can Earn You Money

Grow Your Own Produce

Gardening is a rewarding hobby that will get you out in the sunshine – and it can also save you money on groceries.

Local farmers markets are a fantastic way to sell your homegrown produce directly to consumers. People love the freshness and flavor of locally grown food, and you get the satisfaction of knowing your hard work is enjoyed by others.

Not every garden needs to be a sprawling landscape. Consider specializing in a unique variety – heirloom tomatoes, exotic herbs, or even edible flowers. These specialty items can fetch a higher price at farmers markets or even through online platforms that cater to niche produce.

Don’t stop at selling just fruits and vegetables! Use your harvest to create value-added products like jams, jellies, pickles, or even dried fruit snacks. This allows you to extend your earning potential and cater to customers who are looking for ready-made, delicious treats.

Plant a vegetable patch or tend to a small allotment and enjoy the satisfaction of growing your own fresh produce. If you have a surplus, consider selling your goods at a local farmers’ market or setting up an honesty box stall outside your home.

-Jason Higgs

Craft Unique Items

Unleash your creativity by making handmade items such as jewellery, clothing, or home decor. Do you specialize in hand-knitted scarves with a whimsical flair? Or perhaps you create intricate jewelry pieces using recycled materials? Identifying your niche allows you to target a specific audience and stand out from the crowd.

Once you’ve honed your craft, it’s time to showcase it! Here’s where your marketing savvy comes in. Online marketplaces like Etsy and Amazon Handmade are great platforms to reach a global audience. Explore local craft fairs and farmers markets to connect with customers in your community. Social media is your friend – create beautiful and engaging content to showcase your work and build a following.

Don’t undervalue your creations! Factor in the cost of materials, the time it takes to craft each piece, and your desired profit margin. Research similar items on the market to get a sense of fair pricing. Remember, your unique skills and the time invested deserve to be reflected in the price tag.

You could sell your creations on online platforms like Etsy or at craft fairs. Upcycling and repurposing materials can help keep costs down and is great for the environment.

-Jason Higgs

Freelance Your Skills

The freelance landscape is booming, offering a world of possibilities for those with valuable skills and a desire for flexible work. Platforms like Fiverr have opened doors for countless individuals to turn their talents into income.

What sets you apart? Are you a whiz at graphic design, a social media mastermind, or a coding guru? Identifying your niche allows you to target specific client needs and establish yourself as an expert in a particular field.

Think of your Fiverr “gigs” as mini-advertisements. Use clear, concise language to describe your services, highlighting the benefits you offer. Showcase relevant work samples and tailor your packages to address different client needs and budgets. Eye-catching visuals and positive client reviews can further strengthen your profile.

Websites like Upwork and Fiverr allow you to offer your services in areas such as writing, web development, or anything else you can think of. You can set aside time each week to complete freelance projects alongside your regular job. This will let you participate in your hobby – for example, graphic design – while also getting paid for it.

-Jason Higgs

Rent Out Equipment

We all have those beloved tools of the trade – the camera that captured priceless memories, the power tools that built your dream deck, or the musical instruments that serenaded countless evenings. But what if these cherished possessions, currently gathering dust in your garage or closet, could also generate some extra income? If you have expensive equipment gathering dust, such as cameras, tools, or sports gear, consider renting it out.

Websites and apps like Fat Llama, RentLend, or Neighbor have become the Airbnb of stuff. These platforms connect you with potential renters, handle payments securely, and often offer insurance coverage for your equipment. Research different platforms to find the one that best suits your needs and equipment type.

High-quality pictures showcase your equipment’s condition and features. Detailed descriptions highlight its capabilities and any unique accessories included. Be clear about rental terms, including pick-up and drop-off procedures, security deposits, and late fees.

Platforms like Fat Llama connect owners with renters, allowing you to earn passive income simply by lending out your stuff to others.

-Jason Higgs

Create A Blog Or Channel

With the rise of content creation platforms, turning your hobby into a profitable blog or channel is more achievable than ever.

To truly captivate an audience, identify your specific niche within your broader hobby. Do you specialize in hand-thrown ceramics with a minimalist aesthetic? Or perhaps you create historically accurate medieval garb with a focus on sustainability? The more specific your niche, the more you’ll attract a dedicated fanbase who share your passion.

Offer valuable, engaging information that caters to your target audience. This could include informative tutorials, captivating project ideas, historical deep dives, or even equipment reviews. Focus on providing solutions, sparking inspiration, and keeping your audience entertained and informed.

Explore options like affiliate marketing, where you earn commissions by recommending products you use and love. You can also offer sponsored content, partnering with brands relevant to your niche. Selling your own creations, like handcrafted goods or downloadable patterns, is another fantastic way to monetize your passion.

You can create a blog or YouTube channel showcasing your passion for just about any hobby and monetize it through advertising or sponsorships. For example, if you enjoy hiking, you could post videos of your adventures, or make videos advising others on the best hiking and camping techniques. Just make sure to prioritise hobbies you genuinely enjoy to maintain your motivation and avoid burnout.

-Jason Higgs

Bountii

Bountii is a team of bargain hunters, deal finders, and savings enthusiasts. We’re passionate about finding ways to help customers cut costs without cutting corners on quality. Our experts verify and update our deals regularly, ensuring that our readers get access to only the most current and valuable offers.
Jason Higgs is the Senior Deals Strategist at Bountii, a seasoned professional in online retail and e-commerce, with a passion for uncovering the best deals, discounts, and offers.

• On 18 May 2024
• By Admin
• Money, Travel
• 0 Comments

Best Ways To Get Your Flight Upgraded

On the JJ Barnes Blog, I check out top tips from travel experts for how to get your flight upgraded absolutely free!

While the opportunity to travel is wonderful, it is also expensive at the best of times, and right now that has never been more true. While we may not want to give up on our sight seeing aspirations entirely, most of us are also looking for ways to cut costs, such as giving up on plane seat upgrades. The problem is, a few extra inches of legroom and a comfier seat can make a big difference to your flight… so I wanted to know if there are any ways we can get this experience without having to pay for it.

To help me out, frequent flyer experts at Flight Hacks have sent over their top tips for getting a free flight upgrade, and explained some of the mysteries behind the seat allocation system, to help us get the most out of their plane tickets.  

Free upgrades on flights are rare, but not a myth. Not every plane is fully booked, and sometimes, a free seat in first class is just waiting to be claimed. What’s more, on quieter flights, airline staff often have to move people into these seats to balance the plane, so you’ve just got to make sure you’re the person they pick. 

There are plenty of simple tricks to increase your chances of getting an upgrade, but the most important thing to remember is that airline staff are human. It may seem obvious, but being respectful and friendly is by far the best way to increase your chances of an upgrade. Presenting yourself as someone they would want to offer a free upgrade to is what underpins all of these tips

-Immanuel Debeer from Flight Hacks

Best Ways To Get Your Flight Upgraded

1. Stay loyal to one airline  

If you fly regularly, staying loyal to one airline can help you maximise your frequent flier miles. Many airlines have a rewards scheme that offers customers free upgrades, early check-in, and even free flights.  

A research survey found that 80% of staff said that a customer in the airline’s frequent flier scheme would be more likely to receive a free upgrade. Subscribing to the scheme also indirectly helps, as an early check-in reward places you first in line to secure a seat in the plane’s front section.  

2. Travel alone or during quieter times 

This tip might seem obvious once you think about it, but a single person on an empty flight is much more likely to get an upgrade than a family of 6 on a booked-out plane. Flying in the middle of the week or at off-peak times increases the chances of a seat upgrade, as the plane is less likely to be full.    

Research suggests that almost three-quarters (72%) of cabin crew are more inclined to offer a free upgrade to a passenger who is flying alone. However, traveling alone or at quieter times might make other parts of your journey more expensive, like late-night taxi fees, so use this tip with caution. 

3. Dress to impress   

Airlines don’t offer free upgrades out of the goodness of their hearts; they do it to gain customer loyalty. Dressing smartly and looking like a frequent flyer is a great tactic to maximise your chances of getting an upgrade.   

Business travellers are an airline’s favourite type of passenger as they fly regularly and are more likely to spend freely on their company cards. Wearing business attire is a good strategy for presenting yourself as a customer they want to keep happy and loyal. Moreover, data has found that 59% of cabin crew are more likely to upgrade a well-dressed passenger.  

4. Don’t be afraid to ask 

It may seem simple, but one of the best ways to secure a free upgrade is to ask politely. It doesn’t hurt to simply inquire if there is any possibility of an upgrade, especially if you are flying alone – your chances are significantly increased by just asking.  

5. Be a flexible traveller   

Airlines frequently overbook flights to compensate for no-shows and to ensure the planes are full. When everyone checks in and there aren’t enough seats, they often offer incentives to passengers willing to switch to a later flight, ranging from seat upgrades to cash incentives. Flexibility with your flight times presents the perfect opportunity to negotiate a free flight upgrade. However, it is essential to act swiftly, as many other passengers may have the same idea. 

6. Take advantage of special occasions  

The final tip is to use whatever personal advantage you’ve got. Is it your birthday on the day you fly? Are you on your way to your honeymoon? Is it a special anniversary? Finding a way to casually drop this into a conversation with the check-in staff is a great way to increase your chances of an upgrade.   

In fact, research suggests that 58% of cabin crew staff would be more likely to upgrade newlyweds. Chatting with staff about the reasons for your travel is an excellent chance to secure an upgrade, but only if you stick to the most important tip – be polite. 

7. Be polite when checking in  

There are often no strict criteria on how airline staff choose who should get free upgrades when they’re available. Therefore, the number one tip is to be polite when checking in. If a spare seat in first class is available when you come to check in, airline staff can sometimes choose to upgrade passengers; being friendly and nice automatically increases the chances of an upgrade.   

In fact, research from a survey of airline staff, which investigated the top reasons staff choose to upgrade passengers, revealed that a huge 82% would be more likely to upgrade a polite passenger. 

Conclusion

Remember, even with these expert tips, free upgrades are never guaranteed. But by implementing these strategies and making yourself a valuable customer to the airline, you’ve significantly increased your chances of experiencing the joy (and comfort!) of a free upgrade.

So, the next time you book a flight, don’t just settle for the standard seat selection. Think strategically, be proactive, and remember – a smile and a friendly attitude can go a long way. Now, go forth and conquer those free upgrades – the luxurious skies await!

Sources: Skyscanner.net and transportation.gov

• On 8 May 2024
• By Admin
• Money
• 0 Comments

What Is Crypto? And Other Questions

On the JJ Barnes Blog, as I’d always considered myself quite techy until recently, I decided it was time to catch up and learn what is crypto and get answers to other questions on cryptocurrency!

While I’ve always been quite proud of my self-proclaimed tech-savviness, cryptocurrency has remained a fuzzy concept lurking in the corners of the internet. Sure, I’ve heard the buzz about Bitcoin millionaires and the ever-fluctuating market, but the inner workings of this digital currency feels like a foreign language.

Well, no more! Recently, the curiosity gnawing at the edges of my knowledge base became too strong to ignore. So, I decided to take the plunge and embark on a quest to understand cryptocurrency – what it is, how it works, and whether it’s all just hype or the future of finance.

And it’s not just me, the value of Bitcoin was predicted to skyrocket following the Bitcoin halving, which has caused a surge in interest from people who want to invest in cryptocurrency. However, many new investors tend to rely on Google for answers to their questions. 

So, to help us all out, experts from cryptocurrency tax software company CoinLedger have sent over their answers to the most asked questions about cryptocurrency on Google.  

1. ‘What is crypto?’ – 28,000 monthly global searches

Cryptocurrencies are digital currencies made up of intricate code whilst secured and stored on the “blockchain” – effectively a public access transaction timeline. Differing from traditional currencies, crypto operates independently of any authorities, governments or banks. Despite this, it’s remarkably like regular money, but it only exists online; as a result, the crypto market is vast and can sometimes be difficult to navigate.   

2. ‘What is crypto mining?’ – 11,000 monthly global searches.  

Cryptocurrency mining is a technical process that involves verifying and adding transactions to a blockchain ledger. This is achieved by using computer power to solve complex math problems that help validate and secure transactions on a blockchain.  

Anyone can “mine” crypto, but specialized hardware is required, as well as constant power supply and network access. With no guaranteed returns for mining, the power needed can be costly, as large amounts of electricity are required throughout the process. 

3. ‘Why is crypto crashing?’ – 7,800 monthly global searches.  

Certain cryptocurrencies might be crashing because of various factors that can influence their price. These include market sentiment, regulatory changes, technological developments, macroeconomic trends, real world politics and economics and more. However, with crypto being free from a governing body it can sometimes be unaffected by real world politics unless they directly concern crypto, so it comes down to how the investors react. 

4. ‘What is staking crypto?’ – 5,300 monthly global searches.  

Staking in the world of cryptocurrency refers to actively participating in the validation of transactions on a proof of stake (PoS) blockchain network, similar to mining. In a proof of stake system, validators are selected to create blocks based on the amount of cryptocurrency they hold and are willing to ‘stake’ as collateral. The more a user stakes, the higher the likelihood of being chosen to validate transactions and earn rewards. However, some exchanges, such as Coinbase, do offer guaranteed rewards such as 5% on certain coins.  

5. ‘Which crypto should you buy today for the long term?’- 5,000 monthly global searches.  

Deciding which cryptocurrency to buy for the long term requires careful consideration of various factors, such as your risk tolerance and investment goals. It is crucial to conduct thorough research on any cryptocurrency you are interested in before investing. This includes examining the technology and team behind the project, the community surrounding it, and current market trends. By considering these factors, you can make a more informed decision about which cryptocurrency to invest in. 

6. ‘What is cryptocurrency trading?’ – 4,500 monthly global searches. 

Cryptocurrency trading refers to the buying, selling, and exchanging of cryptocurrencies on various digital platforms called a cryptocurrency exchange. It involves speculating on the price changes of cryptocurrencies with the aim of making a profit in the long run. 

7. ‘How to trade crypto?’ – 4,400 monthly global searches. 

Trading cryptocurrency involves several steps and it’s essential to understand the process and associated risks before getting started. Before even starting crypto trading, it’s important to educate yourself about cryptocurrency markets, trading strategies, and risk management.  

Pick a reputable cryptocurrency exchange. When picking your cryptocurrency exchange, consider factors such as security, fees, the cryptocurrency, the exchange supports, and the user interface and how easy it is to use.  

When creating an account, make sure to use two-factor authentication. This added security measure should make the account less susceptible to scams.  

Once funds have been deposited into the cryptocurrency exchange, it is time to start trading. Choose a trade strategy based on goals, risk tolerance and marketing analysis. Common trading strategies include day trading, swing trading, and long-term investing. Once you have placed trades through the cryptocurrency exchange, monitor their progress, keep an eye on market movements, and be ready to adjust your strategy accordingly. 

8. ‘How is crypto altering the face of the cosmetics trade?’ – 4,400 monthly global searches. 

Cryptocurrency is gradually making its mark in various industries, including cosmetics. This is partly because cryptocurrency is attempting to engage women, as fewer women have invested in cryptocurrency compared to men.  

The use of cryptocurrency is affecting the cosmetics trade by allowing certain products to be purchased with cryptocurrency. Additionally, blockchains can be utilized to increase the transparency of the supply chains of cosmetics companies. By recording every step of the production and distribution process on a blockchain, consumers can verify the authenticity of products, ensuring that they are ethically sourced. This can be especially useful for cosmetic brands that emphasize the use of natural or cruelty-free products. 

Some cosmetics brands are also considering using blockchain-based loyalty programs. By tokenizing loyalty points, customers can earn rewards that have real monetary value, which can be traded or redeemed for products. 

Cryptocurrency

As the interest in investing in cryptocurrencies grows, people tend to search and Google many things. However, it is crucial for newcomers to crypto to conduct thorough research, be aware of the risks involved, and most importantly, invest only what they can afford to lose.  

The crypto market is highly volatile, and while some people are making huge profits, others are suffering significant losses as well.  

What makes crypto fascinating is how it is revolutionizing modern-day shopping and changing people’s attitudes towards investing. We are still in the early stages of crypto, and as more countries and banks start accepting cryptocurrencies, the public’s acceptance is likely to grow as well.

-A spokesperson for CoinLedger

• On 28 Mar 2024
• By Admin
• Money
• 0 Comments

Best Ways To Save Money

On the JJ Barnes Blog, I check out top tips for the best ways to save money so I can try and feel more financially stable in my life.

Let’s face it, financial stress can cast a long shadow, dimming our enjoyment of life. For me, there is a nagging feeling of insecurity about the future just won’t go away, and as the Summer approaches I know that the idea of taking a vacation feels out of reach.

If you’re looking to gain control of your finances and build a more secure future, you’re not alone. The good news is, there are many strategies you can apply to your daily life to save money and achieve greater financial stability. For this blog post, financial experts at The Lazy Trader have sent over a list of the best money-saving hacks for 2024 to help you achieve financial stability, and I’ll share some actionable tips to help you implement them.

So, buckle up and get ready to discover how you can transform your financial outlook, one smart move at a time! Let’s take control of your finances and create a path towards a more secure and empowered future.

Best Ways To Save Money

Use a digital budget planner

It is very likely that you will be on the move at some point in the day, whether to work or on a trip to the shop, and your budget plan can easily be forgotten. A digital budget planner is the perfect solution to managing your finances throughout the day and staying within your spending limit. If you need to make any adjustments, it is also easy to change and can be modified to suit your needs.

A simple app on your phone or device is more accessible and saves on creating unnecessary clutter.

• YNAB (You Need a Budget): YNAB takes a unique approach, focusing on assigning every dollar a job. This proactive approach fosters a sense of control and helps ensure you’re always moving towards your financial goals. YNAB offers a free trial, after which a subscription is required.
• Goodbudget: This app utilizes a virtual envelope system, allowing you to allocate your income towards designated spending categories. Goodbudget offers a free basic plan with limited features, with premium features available through a subscription.
• Mint: A perennial favorite, Mint offers a user-friendly interface and automatic account syncing. It provides a clear snapshot of your income, expenses, and overall financial health. Mint is completely free, making it a great option for budget beginners.
• PocketGuard: This app simplifies budgeting by offering a quick visual overview of your finances. PocketGuard analyzes your spending and highlights areas where you can potentially cut back. It provides a free version with limited features, with premium features available through a subscription.

Use smash piggy banks

A smash piggy bank is all about discipline and consistency. Putting money away that you can’t get back without breaking your piggy bank can be daunting, especially if you are worried about your current financial situation. However, it is a great way to save money without even knowing it, and whether it be for a holiday or rent, it is impressive how far a few pennies can go.

A piggy bank is a constant reminder of your financial goals; even putting a penny a day away adds up to a lot of money over time. Investing in an inaccessible piggy bank where you cannot collect your money without smashing it will give you more determination to save until it is filled to the brim.

Start the 1p saving challenge

The 1p saving challenge is a money-saving method that lasts 365 days and involves saving an extra penny every day. This will start with 1p on the first day of the year and then increase by a penny every day; for example, 2p on the second day, 3p on the third, and so on until you reach the 365^th day. 

This should equate to £667.05 after the course of a year which can contribute to whatever financial goal you have set out for yourself.

• Effortless Start: Starting with just 1p is incredibly manageable, making it a great option for anyone, regardless of their current financial situation.
• Habit Formation: The daily act of saving fosters a strong savings habit, making it easier to stick to a budget and prioritize saving in the long run.
• Motivational Boost: Witnessing your savings grow steadily can be incredibly motivating, encouraging you to stay committed to the challenge.
• Hidden Potential: By the end of the year, you’ll have saved a staggering £667.95 (or £671.61 in a leap year)! This unexpected windfall can be used towards a dream vacation, debt repayment, or simply adding to your emergency fund.

Avoid taking money out your savings

Although it can be tempting to take money out your savings for spontaneous purchases, remember that they are savings for a reason. Whether it be for future retirement, a mortgage, or your dream car, that money has been put aside so you can afford the luxuries you saved for. You may want some new trainers or a Saturday night out, but remind yourself that savings are there for long-term goals in life.

Invest in life insurance when you are young

Age is the most important factor when investing in life insurance as it determines whether you pay a high or low premium for your policy, as a younger person typically has better health than someone within the middle-aged and elderly bracket.

A 21-year-old is a lot more likely to pay a lower premium than someone older; the premium will stay consistent and not increase with age, making it much more affordable in the long run. Although it may not seem like an essential purchase for a young adult, it will also benefit relatives if anything were to happen to you as it provides them with more financial support in the case of an unforeseen event.

Shop smart at the supermarket

It can be very tempting to place unplanned items in the trolley when you’re at the supermarket, but you’ll unknowingly cause the total cost of your shop to shoot up; stick to your shopping list and try to find cheaper alternatives in the process. Supermarket brands are a great way to cut down on costs, especially for cupboard essentials like pasta and rice, as you don’t have to spend a fortune on necessities.

Supermarkets offer benefits from loyalty cards that can discount your shopping by huge amounts and are free to access if you ask staff or look online. As well as this, the reduced section is always worth a look, as plenty of fresh produce is suitable for home freezing and can save you a lot of money instead of paying full price.

Buying in bulk is also a great way to save money as, usually, the products work out individually cheaper and reduces the hassle of having to return to the supermarket for a stock-up.

Pay off your overdraft

An overdraft can work its way down the priority list when other finances come into play; it can be a great financial support network, but it must be paid back eventually due to its negative balance. After a certain amount of time, you will begin to get charged if the amount is not paid off, so pay off the overdraft as soon as you have the funds to avoid unnecessary added expenses.

Saving Money

Saving money provides a safety net for life goals that may be far into the future, but it is never too early to start saving. There are so many benefits to having money stashed away somewhere safe, and it will lift a weight off your shoulders knowing you have something to fall back on. These money-saving hacks are perfect examples of why you should start saving and the best ways to do it, so that the uncertainty of the future is not so daunting.

-A spokesperson from The Lazy Trader

Conclusion

By incorporating some of these simple yet effective strategies into your daily routine, you can make significant strides towards achieving your financial goals. Remember, consistency is key! Small changes, diligently applied over time, can lead to big results.

So, free yourself from the burden of financial stress, embrace mindful spending habits, and watch your savings grow! With dedication and the right tools at your disposal, you can build a secure financial future and unlock the freedom to pursue your dreams. Happy Saving!

• On 4 Mar 2024
• By Admin
• Money, Work Life
• 0 Comments

Side Hustles To Help You Make Money

On the JJ Barnes Blog, as internet searches for “how to make money fast” explode, I check out different side hustles to help make you money.

Have you ever typed “how to make money fast” into a search engine and been bombarded with unrealistic promises? We’ve all been there! Let’s face it, the way of the world right now means a lot of us are in a financially perilous situation, and finding ways to top up our income is very appealing. As households nationwide seek extra income streams, searches for ‘how to make money online’ have shot up by 819%.

Analysis of Google search data by coupon site Bravo Voucher showed that searches for ‘how to make money fast’ exploded by 868% in the United Kingdom after news Britain’s economy entered a recession in the final quarter of last year, as confirmed by the Office for National Statistics.

Similarly, ‘side hustle,’ a popular term for an additional job, and ‘passive income’ queries jumped by 856% and 790%, respectively. Some homeowners are selling up, with the data also revealing that searches for ‘sell my house’ soared by 287%, a triple increase in a week.

The number of Britons looking to make extra cash on top of a full-time job is rising due to the cost of living, inflation, and economic recession. Pay isn’t keeping up with prices, so households find creative ways to make ends meet. The situation may sound dire, but passion projects can become lucrative ways to increase savings and, in some cases, lead to fulfilling careers that replace existing jobs.

-Marco Farnararo CEO and Co-Founder of Bravo Voucher

Side Hustles To Help You Make Money

In this blog post, I’ll ditch the “get rich quick” mentality and delve into realistic and rewarding side hustles that can actually help you make money. Whether you’re a student juggling classes, a professional seeking extra income, or simply someone looking for more financial flexibility, there’s a side hustle out there waiting to be discovered.

I’ll explore a variety of options, from leveraging your existing skills to uncovering hidden talents you never knew you had. So, buckle up and get ready to discover side hustles that don’t require a magic wand, just a little creativity and dedication!

Declutter and Cash In

Do a deep clean of your closets, shelves, and storage units. Clothes, furniture, electronics, books – anything in good condition can be sold online through platforms like eBay, Facebook Marketplace, or local consignment shops.

The beauty of eBay is its vastness. While some items consistently perform well, there’s always a market for unique finds. Here are some general categories that tend to be popular:

• Collectibles: Think vintage toys, sports memorabilia, rare coins, or antique furniture. If it’s unique and collectible, there’s likely a buyer on eBay waiting to snatch it up.
• Clothing and Accessories: From designer brands to everyday wear, gently used clothing can find a second life on eBay. Consider seasonal trends and target specific demographics for increased appeal.
• Electronics: Pre-owned smartphones, laptops, cameras, and even video game consoles can be attractive options for budget-conscious buyers on eBay. Ensure they are in good working condition and accurately describe any cosmetic flaws.
• Home Goods and Décor: Looking to refresh your living space? Sell your gently used furniture, artwork, or decorative items on eBay. This is a great way to declutter and potentially find these items new homes where they’ll be cherished.

Cash for Crafts

Are you crafty? Turn your hobbies into profits! Sell your handmade jewelry, knitted scarves, or painted artwork online, such as Etsy, or at local craft fairs.

While trends fluctuate, Etsy consistently sees success in these categories:

• Handmade Crafts: From knitted goods and polymer clay creations to hand-painted mugs and personalized stationery, the possibilities are endless! Showcase your unique talents and cater to specific audiences.
• Vintage Finds: Upcycled furniture, restored clothing, or curated collections of vintage treasures can find a new lease on life with appreciative Etsy shoppers. Breathe new life into pre-loved items!
• Digital Products: If you have graphic design skills, offer downloadable printables, digital invitations, or custom website templates. This allows you to create passive income, where the product sells repeatedly without needing to be remade each time.
• Party Supplies: Personalized cake toppers, handmade party favors, or printable decorations can cater to the ever-growing party planning market.

Freelance Frenzy

Offer your skills online! Websites like Fiverr and Upwork connect freelancers with clients who need help with writing, editing, graphic design, social media management, virtual assistance, and more. The beauty? Set your own rates and choose projects that fit your schedule.

Fiverr caters to a wide range of needs, but here are some consistently popular service categories:

• Creative Services: Graphic design, logo creation, social media graphics, video editing, and photo editing are all in high demand. I make money myself on Fiverr through book cover animations for authors.
• Writing and Editing: Content writing, blog post creation, proofreading and editing services, and even scriptwriting can be lucrative offerings.
• Digital Marketing: Social media management, SEO optimization, email marketing campaigns, and pay-per-click (PPC) advertising services are valuable resources for businesses on Fiverr.
• Virtual Assistance: From data entry and administrative tasks to scheduling appointments and managing calendars, virtual assistants offer valuable support to busy professionals.

Blogging

Blogging allows you to share your knowledge, entertain your audience, and even build a career from the comfort of your home. This is one of my favourite jobs, and I’m growing a readership that I’m so proud to write for. But how exactly does one make money from blogging? Let’s delve into the secrets and explore the various ways blogs can become a source of income:

• Advertising Revenue: Display ads placed strategically on your blog can generate income when readers click on them. The more traffic your blog attracts, the higher your earning potential.
• Affiliate Marketing: Promote other companies’ products or services through affiliate links on your blog. You earn a commission every time a reader clicks on your link and makes a purchase. Carefully choose products relevant to your niche and that resonate with your audience for optimal results.
• Selling Digital Products: E-books, online courses, printables, or even stock photos – if you have valuable knowledge or creative skills, package them into digital products and sell them directly through your blog. This allows you to create passive income streams that generate revenue even when you’re not actively creating content.
• Sponsored Content: Partner with brands or businesses to create sponsored content that promotes their products or services. Ensure the sponsored content aligns with your blog’s niche and offers value to your readers. Transparency and maintaining reader trust are crucial.
• Freelancing Opportunities: The credibility you build through blogging can open doors to freelance writing gigs. Companies may approach you to write content for their websites, social media platforms, or marketing materials.

Odd Jobs Online

Websites like TaskRabbit connect you with people who need help with odd jobs like furniture assembly, errands, or yard work. It’s a great way to earn cash while using your physical skills.

• Handyman Services: Furniture assembly, TV mounting, minor plumbing repairs – if you’re comfortable with DIY tasks, you can offer your services on TaskRabbit and help people tackle those household projects they’ve been putting off.
• Cleaning and Home Improvement: Deep cleaning, carpet cleaning, post-construction cleanup – many people appreciate a helping hand when it comes to maintaining their homes. Offer your cleaning or home improvement skills and make a difference in people’s lives, while earning money in the process.
• Errands and Delivery: Grocery shopping, picking up prescriptions, waiting in line – sometimes the little things take up precious time. Assist busy individuals by running errands or making deliveries, freeing up their schedules and earning yourself some cash.
• Moving Help: Packing, unpacking, loading and unloading furniture – moving can be a stressful experience. Lend a helping hand during this chaotic time and ease the burden for others, while getting paid for your physical prowess.

Deliver on Demand

Sign up for delivery services like DoorDash, Uber Eats, or Grubhub. Choose your own hours, work as much or as little as you want, and earn money by delivering food to hungry customers.

• Know Your Area: Familiarize yourself with the busy areas in your city and the restaurants that are popular on the delivery platforms. This allows you to strategically position yourself to receive more delivery requests.
• Peak Hour Power: Weekends, evenings, and lunchtimes tend to be the busiest times for food deliveries. Prioritize working during these peak hours to maximize your earning potential.
• Be Efficient, Be Courteous: Time is money, so strive to deliver orders quickly and efficiently. However, prioritize safe driving and customer satisfaction. A friendly smile and courteous demeanor go a long way in earning positive reviews and potentially higher tips.
• Choose the Right Deliveries: Some platforms allow you to see details about each delivery request, including distance and estimated payout. Prioritize deliveries with shorter distances and higher potential earnings to optimize your time on the road.

Influencer Marketing

Do you have a loyal following on social media and a knack for creating engaging content? Then the world of influencer marketing might be waiting for you! Influencer marketing connects brands with social media personalities who can promote their products or services to a targeted audience. Whether you have thousands of followers or millions, there’s a space for you in this ever-growing industry, and with the right approach, you can turn your online influence into real income.

• Sponsored Posts: Partner with brands to create content that showcases their products or services. This could be an Instagram post, a YouTube video, or even a series of stories. The compensation can vary based on your follower count, engagement metrics, and the complexity of the campaign.
• Affiliate Marketing: Promote products through affiliate links and earn a commission every time someone makes a purchase through your link. This allows you to recommend products you genuinely love, while earning money without having to create sponsored content every time.
• Brand Ambassador Deals: Become a long-term partner for a brand, representing them across multiple campaigns and social media platforms. This typically involves creating sponsored content at regular intervals and potentially attending events or participating in promotional activities.

Share Your Knowledge

Do you have a knack for explaining complex subjects? Offer online or in-person tutoring to students struggling with math, science, language arts, or other subjects.

• VIPKid: Primarily focused on teaching English to Chinese children.
• Skooli: Connects tutors with K-12 students in the United States.
• TutorMe: Offers tutoring opportunities for a wide range of subjects and grade levels.
• Chegg Tutors: Provides online homework help and tutoring services to college students.
• Wyzant: A long-standing online tutoring platform with a large pool of tutors and students.

Ridesharing Revenue

If you have a car and some spare time, become a rideshare driver with Uber or Lyft. You can set your own hours and earn money by giving people rides around town.

• Become a Pro: Consider enrolling in Uber Pro, a program that offers loyalty rewards for frequent drivers. These rewards can include discounts on gas, phone plans, and even car maintenance, all of which can contribute to your overall profitability.
• Embrace Efficiency: Utilize the Uber app’s features to your advantage. Accept rides that are along your way to avoid unnecessary backtracking. Learn efficient routes to navigate traffic and minimize travel time between rides.
• Provide Stellar Service: A little kindness goes a long way. Be courteous, friendly, and helpful to your passengers. Positive ratings and reviews can lead to more frequent requests and potentially higher tips.
• Maintain Your Ride: A clean, well-maintained car reflects positively on you and creates a more pleasant experience for passengers. Regular car washes, vacuuming, and air freshener use can go a long way.
• Stay Hydrated and Energized: Pack snacks and water to stay fueled throughout your driving shifts. Being alert and comfortable will allow you to perform at your best and provide exceptional service to your passengers.

Dog Walking and Pet Sitting

Love animals? Offer dog walking, pet sitting, or house sitting services. This is a great way to make money while getting some exercise and spending time with furry friends.

• Insurance is Key: Protect yourself and your furry clients with pet liability insurance. This will provide peace of mind and give pet owners confidence in your services.
• Network and Market Yourself: Spread the word about your dog walking business! Create flyers, post on local social media groups, and reach out to veterinary clinics or pet stores to advertise your services.
• Build a Strong Reputation: Provide excellent customer service and leave a positive impression on both dogs and their owners. Positive word-of-mouth recommendations are powerful marketing tools.
• Offer Package Deals: Consider offering discounted rates for multiple walks per week or package deals that include pet sitting or other services. This can incentivize clients and generate recurring income.
• Specialize (if desired): Do you have experience with specific needs like training large breeds or caring for senior dogs? Highlight your expertise to attract a specific clientele and potentially command higher rates.

Side Hustles

Remember: While these side hustles offer the potential for quick cash, keep in mind factors like time commitment, upfront costs (like buying supplies), and taxes. Always prioritize quality over quantity when offering your services.

Bonus Tip: Be mindful of scams! There are many get-rich-quick schemes out there. Do your research before investing any money or time into a side hustle.

With a little effort and the right side hustle, you can be well on your way to achieving your financial goals. So, get out there, explore your options, and start making that money!