50 Simple Money Saving Tips

On the JJ Barnes Blog, I take a look at money saving tips from Holly Andrews, the Managing Director of KIS Finance.

Most of us are looking for ways to save money on our usual day-to-day expenses as the cost of living crisis worsens. KIS Finance‘s managing director, Holly Andrews, shares her 50 best tips to save money that are quick and easy but offer real ways to cut costs without changing your lifestyle.

“The new year is the ideal time to shake up your spending habits and look for ways to streamline your expenditure, but most money saving tips mean having to cut back and give up things that you like,” said Holly Andrews. “However, at KIS Finance we have looked into the 50 simplest ways that you can save money with little effort but with some really great rewards. If you try our easy to follow tips you can significantly reduce your expenditure without reducing your enjoyment of life.”

Hopefully some of these will be useful for you, and for me, so we can try and muddle through this absolute mess as smoothly as possible!

50 Money Saving Tips

How To Save Money On Your Car

Using fuel price comparison sites
Avoiding premium fuels
Driving for efficiency
Regularly checking your tyre pressures
Reducing the weight of your vehicle

How To Save Money On Your Gas And Electricity

Using a comparison site
Insulating your home cheaply
Turning off individual radiators
Running your washing machine on a low
temperature cycle
Buying a shower timer
Only boiling the amount of water that you need to

How To Save Money On Your Holidays

Traveling outside of the most popular times
Being flexible over your destination
Avoiding expensive mobile phone data charges
Enjoy the local cuisine

How To Save Money On Your Food

Shopping in the evenings
Shopping online
Going to the supermarket alone
Using Apps to avoid food waste

How To Save Money On Your Take Aways

Going for collection instead of delivery
Look for cashback deals
Not ordering on a Friday or Saturday
Not just throwing away junk mail
Considering supermarket alternatives

How To Save Money On Your Banking

Switching bank accounts

How To Save Money On Your Credit Cards

Setting up a direct debit
Consolidating your credit cards
Removing your payment details from shopping
websites

How To Save Money On Loans And Mortgages

Consolidating loans
Comparing fixed rate mortgage offers

How To Save Money On Phones And Internet

Cancelling your landline if no longer needed
Only paying for what you need

How To Save Money On Entertainment

Utilising voucher schemes
Looking for free days out
Investing in a Kids Pass

How To Save Money On Travel

Buying a family and friends rail card

How To Reduce Your Tax Liabilities

Checking your tax code
Utilising any employee benefits
Reviewing your Council Tax

How To Save Money On Your Insurance

Using a comparison site
Taking out home care cover
Only paying for the cover you need
Increasing your policy excess
Installing additional security to your home
Not overestimating your mileage for car
insurance
Getting a black box insurance policy

How To Save Money On Direct Debits And Subscriptions

Auditing your direct debits and standing orders
Checking recurring payments
Reviewing subscriptions
Streamlining your streaming services

KIS Finances

KIS Finance is a private broker that specializes in secured loans, bridging financing, development financing, commercial mortgages, equity release, and other types of financing. The advisors on their team have a lot of experience in insurance, compliance, and the financial industry as a whole.

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